IMT & Stamp Duty Calculator – Estimate Property Purchase Taxes in Portugal

Introduction

Thinking about buying property in Portugal? Whether it’s a holiday home in the Algarve or an investment apartment in Lisbon, knowing how much you’ll pay in taxes is essential.

This free, easy-to-use calculator lets you instantly estimate your IMT (property transfer tax) and Stamp Duty (Imposto do Selo) based on:

• The property price
• Its intended use (main residence vs second home)
• The location (mainland or islands)

Get a clear view of your tax obligations — no registration required.

🎯 What This Calculator Covers

• IMT (Imposto Municipal sobre Transmissões Onerosas de Imóveis)
  Portugal’s progressive real estate transfer tax, up to 8%
• Stamp Duty (Imposto do Selo)
  A flat 0.8% of the purchase price, paid at deed signing

✔️ Based on the official 2025 rates
✔️ Works for both residents and non-residents
✔️ Updated for mainland Portugal (optional for Madeira/Azores)

🏠 Example: For a second home in Algarve worth €650,000, you may owe:

• IMT: ~€39,000
• Stamp Duty: €5,200
• Total Taxes: ~€44,200

💬 Why This Matters

Many buyers underestimate how much taxes can add to the final purchase cost. Depending on the value and type of property, you may pay:

• 0% to 8% in IMT
• Always 0.8% Stamp Duty
• Often €5,000–€250,000+ in total purchase taxes

This calculator helps you plan ahead, avoid surprises, and negotiate smarter.